PrincipalForoCasinosQuestion about Gambling websites with Curaçao license using incorrect Merchant Category code

Question about Gambling websites with Curaçao license using incorrect Merchant Category code (página 370)

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Anonymized795

Do you realize that if casinos were operating legally and didn’t use tactics to bypass banking restrictions, all the individuals who have self-excluded from gambling wouldn’t be able to play?

Anonymized795

I'm not saying illegal all claim to have licenses in Curacao Malta Cyprus and such like. If you join a casino deposit low withdraw low and build trust making sure you get paid. I have been playing online for 10 years more fool me, and know the reason why I gamble 😭 but have now decided to 🛑 the reason being not the casinos the providers are using corrupt technology that scripts your wins and loses. The more you play the less a slot will pay. Pragmatic Playngo Netent and Bgaming are criminals. Think of it logically 99% of slots are rubbish and there's 1000s of them. The main players slots and table games defy odds in terms of losing and dead spins and when you win free spins they pay enough to carry on not to cash out. My advice is if you have to play slots online deposit low cash out low you will still lose in the long run, I wish I'd followed my own advice sooner.

I've decided if I gamble again I will go to a real casino where I can have a meal a drink and play. If I win happy days but gambling online for someone like me is to easy because I get bored being retired and having too much time on my hands. I have paid the price big style and if I charged back every wrong merchant codes I would get thousands back if I won but because I played I decided I was the foolish one 😭🤬

Hirpo

Si los jugadores usaran la cabeza, los proveedores tampoco existirían.


A modo de ejemplo:

Estoy baneado en todos lados, me registro en un casino prohibido, pero aún así puedo jugar y depositar, tiene que haber algo sospechoso, ¿no?

La solución al rompecabezas es esta:

Los bancos bloquean constantemente las transacciones de pago o, mejor aún, los sitios web. El gobierno (GB) informa a la gente sobre los juegos de azar ilegales (sus métodos, etc.)

VISA y Mastercard están tomando medidas más severas contra los proveedores de servicios. El problema existe desde hace al menos 12 años y nadie ha logrado resolverlo.


Traducción automática:
Anonymized766

You have done well there, years and years a go I had a case with a UKGC licensed one and Lloyds refused the chargeback so I was left without £500 deposit I won around £3000 and no access to any of it. I think the reason was I deposited via PayPal and they claimed that I wasn’t who I said I was despite providing all evidence. Bookmaker was part of TGP Europe, forget the actual name.

Anonymized766

Te deseo todo lo mejor en tu merecida jubilación. Has trabajado duro para conseguirla.

Yo también he perdido mucho, sé de qué hablas.

Si hubiera recuperado todo, tendría el auto de mis sueños a la puerta de mi casa y aún me quedaría dinero para unas lindas vacaciones. Pero no le di más importancia al asunto.


¿Sabes por qué?

Tienes que poner punto final a esto, de lo contrario el pasado siempre te alcanzará, pero el futuro te pertenece. De lo contrario, siempre terminarás en esta espiral descendente. El proveedor de servicios de pago revisa el caso, vuelve a decir que no y esa sensación desagradable regresa. Te comunicas nuevamente con las autoridades y tampoco te ayudan, la sensación es la misma que si hubieras jugado y no hubieras recuperado tu dinero. ¿O estoy equivocado? Mano en el corazón, cariño 😉

Traducción automática:
Anonymized795

Clearly, you don’t fully understand gambling addiction. With advertisements showing streamers winning millions 24/7 and casinos being sponsored everywhere, it becomes even more challenging for someone struggling with addiction to resist the urge to play. The right course of action would be to ban all gambling advertisements and shut down every unlicensed and illegally operating casino

Hirpo

¿Vives en la luna o en Alemania?

Entiendo perfectamente la adicción al juego, pero en Alemania la publicidad de juegos de azar está prohibida en general. La GGL (Autoridad de Juego de Alemania) ha bloqueado, en colaboración con Google, la publicidad de casinos ilegales. También se bloquean los pagos y los sitios web.

Los streamers también han sido demandados con éxito por la GGL para que dejen de anunciarse. ¿Qué más puedes hacer? ¿Quieres enlaces a esto también? Todo es fácil de demostrar. O puedes buscarlo fácilmente tú mismo en Google.

Traducción automática:
Anonymized766

Mate I played on jokabet (ninewin) sister site and they’re denying me a refund despite the fact I’m from the Uk

Anonymized795

The issue is addicts will always try to play, same as any addict it’s a mental illness (Recognised as a mental illness on NHS in UK) and needs support and will power I don’t blame any addict for still doing their vice. I can honestly say 90/95% on here would have quit a long time ago if it was that easy, some will never relapse others will do again, and some forever. The governments do need to do more but the same as alcohol etc they don’t care enough, I wish it was as easy as saying to people stop this won’t happen thing is it will.

The main thing is to support each other on here, hope people get their money back and don’t relapse. That’s an ideal world and as many have stated before no one advises trying this after being successful over and over again as it is free rolling, but a little empathy goes a long way and if people can assist each other we then have to trust them to try their hardest not to do it again.

jbias18

Casinos all ways win fact!! Providers user computer technology that monitors your IP address and your playing habits and adjust your win ratio to lose = my experience which can't be provided but know it and have had enough. Seek help if your experiencing addiction problems until you can reprogram your brain to see it as a waste of time and 🤑 I played at American online casinos and on them you have 0000000000000000000000000+ of winning it's a complete con!! It's all negative psychology used by providers to program your brain that's why they let you win at first and then keep taking it back. If you get 🥳 before you play because you have convinced your self that this time it will be different and then it turns to 🤢🤬😭🤪 Then seek help you could be bi-polar or it could just mean you need to find something else to do in your free time and you just need to recondition your brain.🧠 until the usrges subside. I'm probably wasting my time making my posts because it's getting away from the discussion but if it helps one person either quit or control their habit then it has been worth it.

Keep it real 😍

Anonymized795

If you have asked your bank to decline every deposit you make to a casino because you have a gambling problem and can't control your impulses and would like help and they agree to it. Then if the casino uses incorrect merchant codes to bypass the block then I feel you have every right to ask for cashback when you have come to your non impulsive urges mind. So good luck to you if you haven't asked the banks to block recognised casino gambling codes I think getting your money could be more difficult. After all win or lose you have had your credit and known if you kept losing you were conned!! Slots use a computer program to make sure the casino can 1) make a profit 2) pay providers 3) pay running costs and wages and advertising etc. where has that money got to come from YOU!! ( Unless you win big and quit) There is a reason there's at least 1000+ casinos think about that before you deposit!!

Keep it real 😍

I did last week

Hey, yeah mate I got a refund from Ari10, i only had about 120 eur there but they did refund, took like 2 days after my email to them.

file

Radka

Got this from a friend working with Curacao eGaming, told him about my problem and he shared this info. I have sent this email together with a refund request to about 10 casinos were i lost around 200.000 eur last 2 years, all with Curacao license. I will keep you updated with the replies!

Hi guys just wondering if you had ever experienced anything like this

so initially raised the chargeback with my bank they accepted it and gave me the money back

28 days in then the casino disputes it and the bank takes the money from me again

now my bank are saying I can go to pre arbitration

anyone ever been through this before and what’s my chances now ?

This is another thing about the Curacao casinos that are using third part payment methods:


Curaçao eGaming Regulations on Third-Party Payment Solutions and Incorrect Merchant Codes

Curaçao eGaming, as a well-established licensing authority for online casinos, enforces strict regulations to ensure that all licensed operators adhere to international standards of fairness, transparency, and consumer protection. These regulations are designed to protect players, ensure legal compliance, and prevent fraudulent activities, including issues related to third-party payment solutions and the improper use of merchant codes.

1. Third-Party Payment Solutions

Curaçao eGaming requires all licensed operators to ensure that payment transactions are processed through reliable, secure, and properly regulated payment providers. The use of third-party payment processors is permitted, but these processors must be fully compliant with relevant financial regulations and ensure that they are registered with appropriate regulatory bodies.

Operators must ensure that:

Payment providers adhere to anti-money laundering (AML) and Know Your Customer (KYC) regulations.

Transactions are conducted transparently, and customers' financial data is securely handled and encrypted.

Third-party providers are legally authorized to process payments and are fully regulated to prevent illegal activities, such as money laundering.

Failure to comply with these rules can result in serious consequences, including penalties, suspension of operations, or even revocation of the operator’s gaming license.

2. Incorrect Merchant Codes

Merchant Category Codes (MCC) are used by financial institutions to categorize transactions, which helps prevent fraud and ensures proper reporting of payments. Curaçao eGaming mandates that all casinos and online operators use the correct merchant codes for transactions related to gambling.

Using incorrect or manipulated MCCs to disguise gambling transactions is considered a breach of financial integrity regulations and can lead to significant legal consequences. Casinos that use incorrect merchant codes to bypass payment restrictions or evade regulations are in violation of Curaçao eGaming’s standards.

These violations can result in:

Penalties and fines for improper handling of transactions.

Revocation of licenses for serious or repeated violations.

Increased scrutiny and audits by regulatory bodies to ensure future compliance.

3. Consequences of Non-Compliance

Curaçao eGaming takes any violations related to payment processing and incorrect merchant codes very seriously. If an operator is found guilty of manipulating payment methods or using fraudulent merchant codes, they can face:

Revocation of their license to operate in Curaçao and potentially other jurisdictions.

Legal actions from both the authorities and affected customers.

Heavy fines imposed on the operator, which could negatively impact their business operations and reputation.

For players, if they believe a casino is using improper merchant codes or third-party payment processors that do not comply with regulations, they have the right to report these issues to Curaçao eGaming and other relevant authorities.


This means that they must refund the deposits.

About this, check the reply. I did send this to casinos for some hours ago, got a total of 3 replies now with refunds from different casinos, a total of 4.631 eur. (spread)


My email: (could not add the whole email in one pic)

file


Their response: (REFUND!!!!!!)

file

Rules are rules, i guess the casinos are not willing to get their licenses canceled. As someone else mentioned earlier, by sharing "templates" that they have been created casinos might see the "copy & paste" for this. Add me on telegram: winnerdude


Don't want to share it public because 10000 of people will be using the same one.

Editado por el autor
winnerdude

Congratulations! Could you please specify the casinos in question?

Thanks

winnerdude

Great stuff, do you know if the same goes for MGA - malta licences that does this?


Also how much harder will it be if one account have already been closed and you dont have the transaction history to match it?

Mizu

Ah you can always try! Depends ofc! Give me more info on telegram

winnerdude

Awesome, would love the copy of the mail, got some transactions left that Revolut wont matter to help me with.


Thank you very much.


Johannes.moller@hotmail.com

Editado por el autor
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