same explanation as in previous messages I've seen being recommended in the thread! I mentioned that the transactions are illegal as it contains a merchant code that also bypasses blocks set on cards in relation to gambling transactions and I have not received any service from them.. has anyone else experienced this?? I need HELP!
Estoy esperando que mi banco se comunique conmigo PACIENTEMENTE... Estoy pensando en hacerlo yo mismo antes que ellos. Mientras hayas sido honesto, no deberías preocuparte. ¿No puedes acceder a tu cuenta bancaria ahora? ¿Y has enviado archivos y que contactas con las empresas?
The money that we have received from the casino, they can ask us to return it, just as we are asking for money for a service that we have not consumed, apart from the fact that they can report us for attempted fraud..
Espero que nadie esté tan enfermo como para realizar una devolución de cargo de un casino que aún ha pagado las ganancias.
Well, saying that you havent received any service from them is not true If you have received the deposit into your casino account. They have acted as a payment processor/payment gateway to the casino. That is not illegal per se. So if the casino has received your payment, you have received their (the payment gateways) service. And by saying otherwise to your bank, you are attempting fraud (försök till bedrägeri).
Misclassification of MCC codes are, as I understand it, not illegal either. Yes it is against Mastercard and VISAs policies and terms, and can lead to suspension and fees imposed by VISA/Mastercard to the merchant. It is also in general skechy and if it would be thorougfully invested it often has connection to money laundering (which is illegal). But I doubt misclassification of MCC codes is an actual crime.
Well, saying that you havent received any service from them is not true If you have received the deposit into your casino account. They have acted as a payment processor/payment gateway to the casino. That is not illegal per se. So if the casino has received your payment, you have received their (the payment gateways) service. And by saying otherwise to your bank, you are attempting fraud (försök till bedrägeri).
Misclassification of MCC codes are, as I understand it, not illegal either. Yes it is against Mastercard and VISAs policies and terms, and can lead to suspension and fees imposed by VISA/Mastercard to the merchant. It is also in general skechy and if it would be thorougfully invested it often has connection to money laundering (which is illegal). But I doubt misclassification of MCC codes is an actual crime.
No, but doing so in order to bypass laws prohibiting illegal online gambling is illegal.
Probablemente quiera decir que no les ha comprado productos. Y es verdad.
Well, saying that you havent received any service from them is not true If you have received the deposit into your casino account. They have acted as a payment processor/payment gateway to the casino. That is not illegal per se. So if the casino has received your payment, you have received their (the payment gateways) service. And by saying otherwise to your bank, you are attempting fraud (försök till bedrägeri).
Misclassification of MCC codes are, as I understand it, not illegal either. Yes it is against Mastercard and VISAs policies and terms, and can lead to suspension and fees imposed by VISA/Mastercard to the merchant. It is also in general skechy and if it would be thorougfully invested it often has connection to money laundering (which is illegal). But I doubt misclassification of MCC codes is an actual crime.
Sí, es ilegal operar como un tercero a menos que el nombre de la tienda principal esté conectado directamente antes o después del tercero.
Así que no hay nada allí que pueda excusar lo que han hecho. Si ese fuera el caso, el código de comerciante para juegos no habría sido bloqueado
Yes -in the country of jurisdiction. But If the casino is not licensed in that country, it would be very hard to charge them with anything. Especially since 99,9% of all unlicensed casinos T&Cs state that it is the players responsibility to conduct to any local laws and regulations prohibiting gambling.
no matter how you twist and turn it, it still looks like money laundering through the majority of these companies, maybe not all, but a large part.
Aunque eso no es lo que usted dice cuando decide presentar una queja de tarjeta por el motivo de que no ha "recibido ningún producto/servicio". Lo que estás diciendo es que no has recibido el producto o servicio que compraste. Lo cual lamentablemente es así si has recibido el depósito del casino.
Ella en el banco dijo. Si no se incluyen todas las opciones, puedes explicarlo en un archivo pdf.
Entonces no compras un servicio "servicios legales en África", sino que es un depósito de casino. No va de la mano jejeje
Thank you for that clarification.
I see that you are from UK -can you please explain what "gambling blocks" refers too, formally? In Sweden we are not able to block ourselves via our Banks against gambling transactions, why I wonder if it would be considered the same here. It either isnt illegal to play at unlicensed casinos.
¿Puedes referirte a qué ley/sección están infringiendo? Sería genial si tienes razón.
In the end, at least in my case, I have been given the OK to carry out these transactions.
And what they are trying to do is a fraud because we have received that money from the casino. I am not on one side or the other but I am afraid that the casino will make me return the money that I have received from them just as I ask the merchant to return it to me.
Tienes miedo ?
I totally agree, and I am certain that 99% of these casinos are connected to all kind of criminal activity and money laundering. But keep in mind that financial criminality is something that all governments with numerous employed lawyers, financial experts etc. battle every day but even for them it is hard to get to these companies. So whatever you and me feel/think we cant just go to the bank and say "hey, these guys are money laundering scum bags and therefor I have the right to get my deposit backs". It doesnt work that way even of it would be fantastic if it would.
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